Est. 1984  ·  Winston-Salem, NC  ·  A+ Rated

40 Years of Protecting
What Cannot
Afford to Fail.

Corporate healthcare insurance and brokerage for global enterprises. B2B only. Minimum annual policy $25,000. Licensed in 28 countries.

Request Corporate Inquiry Our Services
● A+ S&P Rated ● Munich Re Partner ● 28 Countries ● Since 1984 ● 94% Claims Resolution
40+
Years of Excellence
Founded 1984. Continuously rated A+ by Standard & Poor's throughout our operating history.
28
Countries Licensed
International licensing across all major global markets, including UK, EU, UAE, and Asia-Pacific.
$500M
Maximum Coverage Per Policy
Enterprise-scale capacity, reinsured by Munich Re, Swiss Re, and Hannover Re for every policy written.
94%
Claims Resolution in 30 Days
Industry benchmark is 60–90 days. Our proprietary claims process resolves 94% within 30 days.
Our Practice Areas

Four Pillars of Corporate Protection

01 / Healthcare

Healthcare & Medical Insurance

Clinics, hospital networks, diagnostic centers, physician groups. Professional liability, cyber risk, business interruption, and general commercial coverage for medical enterprises of all scales.

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02 / Real Estate

Medical Real Estate & Facilities

Specialized property coverage for healthcare real estate. Biological contamination, critical systems failure, regulatory shutdown, business interruption, and equipment replacement at replacement value.

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03 / Transport

Medical Transportation & Pharma Logistics

Patient transport, cold chain pharmaceutical logistics, controlled substance transit, regulatory fine coverage, and cross-border pharmaceutical distribution protection.

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04 / Pharma

Pharmaceutical Certification & Business Development

FDA, EMA, and WHO certification advisory support. 150+ regulatory consultants. M&A due diligence for pharmaceutical and healthcare transactions across 28 countries.

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Global Reach

Licensed & Operating in 28 Countries

NEW YORK (HQ) LONDON FRANKFURT DUBAI SINGAPORE
Headquarters
New York, NY

Global headquarters. All major corporate accounts, North American market operations, reinsurance treaty management, and executive leadership.

European Operations
London & Frankfurt

Lloyd's of London market access. European regulatory compliance hub. German-speaking market leadership and EU medical sector coverage.

Middle East
Dubai, UAE

MENA region operations. Healthcare infrastructure expansion coverage. GCC pharmaceutical and medical real estate advisory.

Asia-Pacific
Singapore

Asia-Pacific hub covering Southeast Asia, ANZ, and Greater China. Pharmaceutical logistics, medical tourism, and regional health system coverage.

“We do not sell retail insurance. We engineer bespoke protection architectures for enterprises that cannot afford institutional failure.”
Why Choose J.D.

40 Years of Institutional Authority

B2B Exclusive

We serve corporations only. No retail policies, no exceptions. Minimum annual premium $25,000. Every policy requires a full corporate underwriting review.

Individual Risk Assessment

Each policy requires 2–6 weeks of proprietary risk analysis. We map every exposure before a single line of coverage is bound.

Reinsurance Backbone

Every policy is backed by Munich Re, Swiss Re, or Hannover Re – the world's three largest reinsurers. Your coverage is never an unsecured promise.

24/7 Account Management

A dedicated senior account manager is assigned to every client. Named, direct-dial, available around the clock for claims, adjustments, and strategic coverage reviews.

Multilingual Support

Corporate advisory in English, German, French, Spanish, and Russian. Policy documentation available in all five languages across all 28 jurisdictions.

A+ Credit Rating

Verified annually by Standard & Poor's. Our A+ rating reflects 40 years of financial discipline, conservative underwriting, and institutional-grade reserves.

Discover Why J.D.
Reinsurance Partners

The Global Backstop Behind Every Policy

Munich Re
World's Largest Reinsurer

The world's largest reinsurance company by gross premiums written. Munich Re's participation means that every major claim we manage is underwritten by $40+ billion in annual premium capacity.

Swiss Re
Global Reinsurance Leader

Second-largest reinsurer globally, headquartered in Zurich. Swiss Re's structural backing provides long-term capital stability and catastrophic claim capacity for our enterprise-scale policies.

Hannover Re
Third-Largest Global Reinsurer

Hannover Re provides specialist reinsurance capacity across life, health, and property markets. Their participation rounds out our tri-reinsurer model for maximum policy security.

Reinsurance participation means that the financial obligations behind your policy are not held by a single insurer – they are distributed across the world's most capitalised risk carriers. This is institutional protection at its highest form.

Corporate Inquiries

Ready to Discuss Your Corporate Coverage?

B2B corporate inquiries only. Minimum annual policy $25,000. Our specialists respond within 24 business hours.

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TCPA Compliant HIPAA Aware GDPR Aware A+ S&P Rated Progressive Agent Certified Munich Re Partner Swiss Re Partner Licensed in 28 Countries